Home/CoinTracker vs Koinly
Crypto Tax + Portfolio Tracking · Year-Round

CoinTracker vs Koinly — 2026 Comparison

The two most popular crypto tax tools compared — focusing on the subscription vs per-year pricing model difference and who benefits from each.

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Free portfolio tracking · Base from $59/year · Tax reports + year-round tracking

TurboTax Export 500+ Integrations Tax-Loss Harvesting 1099-DA Ready 20+ Countries
About

CoinTracker vs Koinly

CoinTracker and Koinly are consistently rated the top two crypto tax tools. The most fundamental difference is the pricing model: CoinTracker charges an annual subscription covering taxes and year-round tracking; Koinly charges per tax year for reports only. Beyond pricing, Koinly supports 100+ countries (vs CoinTracker's 20+), while CoinTracker's portfolio analytics and real-time loss harvesting alerts are stronger. The right choice depends primarily on whether you value year-round portfolio monitoring.

CoinTracker At a Glance
✓
Year-Round Subscription
Tax + portfolio tracking all year, not just at filing time
✓
500+ Integrations
Exchanges, wallets, DeFi protocols, blockchains
✓
TurboTax Export
Direct import — no manual transaction entry
✓
Tax-Loss Harvesting
Prime+ plan: real-time unrealized loss alerts
✓
Portfolio Analytics
Performance, P&L, and tax impact year-round
✓
1099-DA Reconciliation
Handles new IRS broker reporting requirements
✓
20+ Countries
US, UK, Canada, Australia, and more
✓
Chatoshi AI Support
AI assistant for quick tax and platform questions
Features

Tax Accuracy + Year-Round Tracking

CoinTracker combines tax reporting with continuous portfolio monitoring — so you are never surprised at filing time.

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Pricing: Different Models

CoinTracker annual subscription ($59+). Koinly per-tax-year ($49+). CT more expensive at volume.

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Portfolio Tracking: CoinTracker Wins

Year-round P&L, tax impact preview, and loss alerts. Koinly is more tax-filing focused.

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International: Koinly Wins

Koinly 100+ countries, 20+ localized reports. CoinTracker 20+ countries.

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Loss Harvesting: CoinTracker Wins

Real-time alerts vs Koinly\'s year-end report. More actionable timing.

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Integrations: Koinly Edge

Koinly 850+ vs CoinTracker 500+ — Koinly covers more exchanges.

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Value for Tax-Only Users

Koinly is cheaper for users who only need annual tax reports without year-round tracking.

Pricing

Annual Plans from $59/Year

CoinTracker moved to annual subscriptions in 2024 — tax reports + year-round portfolio tracking included at every paid tier.

Base
$59/year
Annual subscription · Tax + tracking
Up to 100 transactions
All tax reports
TurboTax export
Portfolio tracking
Get Base
Most Popular
Prime
$199/year
Annual subscription · Tax + tracking
Up to 1,000 transactions
All tax reports
Tax-loss harvesting
Portfolio analytics
Priority support
Get Prime
Ultra
$599/year
Annual subscription · Tax + tracking
Up to 10,000 transactions
All tax reports
Advanced lot tracking
24/7 support
Early feature access
Get Ultra

Free plan available for portfolio tracking. Ultra+ plan at $1,999/year for up to 250,000 transactions.

How It Works

From Import to Filed in 3 Steps

01
Identify Your Primary Need
Year-round portfolio monitoring + taxes → CoinTracker. Annual tax reports only → Koinly likely cheaper.
02
Compare at Your Transaction Volume
At 1,000 transactions: CoinTracker Prime $199/year vs Koinly Hodler $99/year. At 3,000 txns: CT Prime $199 vs Koinly Trader $179.
03
International Users
If you need reports for countries outside the US, UK, Canada, or Australia, Koinly has broader coverage.
04
Test Both Free Tiers
Both offer free imports and portfolio preview. Connect your wallets to both and compare interface and auto-categorization quality.
05
Consider Prior Year Costs
Koinly charges per prior year (extra plan purchase). CoinTracker\'s subscription includes current year only — prior years may require separate purchase.

Your Crypto Taxes,
Under Control All Year

Connect your exchanges and wallets. CoinTracker tracks gains, losses, and income year-round — so filing is a formality, not a scramble.

Start for Free →

Free portfolio tracking · Tax reports from $59/year · No credit card to start

FAQ

Questions About CoinTracker vs Koinly

CoinTracker or Koinly — which is better?
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CoinTracker is better for: year-round portfolio tracking, real-time tax-loss harvesting alerts, and users who want a single tool for taxes and performance monitoring. Koinly is better for: international users (100+ countries), annual-only tax filers who don\'t need year-round tracking, and users seeking lower cost at higher transaction volumes.
Is CoinTracker cheaper than Koinly?
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At lower volumes: CoinTracker Base ($59) vs Koinly Newbie ($49) — Koinly slightly cheaper. At 1,000 transactions: CoinTracker Prime ($199) vs Koinly Hodler ($99) — Koinly significantly cheaper for tax-only use. CoinTracker\'s subscription includes year-round tracking which Koinly doesn\'t offer.
Does CoinTracker have better DeFi support than Koinly?
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Both platforms handle major DeFi protocols similarly. Koinly has a slight edge in raw integration count (850+ vs 500+) and some niche protocol support. For mainstream DeFi (Uniswap, Aave, Compound), both are comparable.
Which is better for US users?
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Both are strong for US users. CoinTracker\'s TurboTax integration and 1099-DA reconciliation are well-regarded for US filing. Koinly also supports US filing but may have a slight edge in CPA collaboration workflow. Most US users would be happy with either.
Can I switch from Koinly to CoinTracker?
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Yes. You can export your transaction history from Koinly as CSV and import it into CoinTracker. You would need to reconnect your exchanges and wallets to CoinTracker directly. The transition takes a few hours but is straightforward.
Reviews

What Users Say

Switched to CoinTracker
★★★★☆

"Was on Koinly for two years, switched to CoinTracker for the portfolio tracking. Tax reporting quality is similar — the difference is CoinTracker as a year-round tool vs Koinly as a tax-time tool. Depends on how much you value the ongoing visibility."

Stayed with Koinly
★★★★☆

"Tested CoinTracker but renewed Koinly. My transaction volume puts me at CoinTracker Prime ($199) vs Koinly Hodler ($99). Without needing the year-round tracking, Koinly is half the price for the same tax output."

Both Tool Tester
★★★★★

"Ran both free tiers with my wallet. CoinTracker\'s portfolio dashboard is noticeably better. Koinly\'s transaction auto-categorization was slightly more accurate for my specific DeFi activity. Close overall — depends on whether you value the dashboard or the DeFi depth more."